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Mortgage Process Step #4

Conditional Approval

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Underwriting has conditionally

approved your loan file!

Underwriting has conditionally approved your loan file!

The “Conditional Approval” milestone is an important step in the purchase loan process because is means that an underwriter has reviewed your complete file and is giving us a list of final documentation to submit prior to closing.

While we handle most of the steps at this stage of the process, we ask that you keep your financial documents handy in case we need them.

That’s about it! Just remember not to make any major changes to your finances, such as large purchases or new lines of credit.

This is great time to start planning for any utilities and services you may need to set up, as well as the physical move itself. So sit back and relax…we’ve got this part covered and we’ll let you know if we need anything!

Mortgage Loan Process

Step 1: Documentation

Step 2: Appraisal

Step 3: Underwriting

Step 4: Conditional Approval

Step 5: Clear To Close

Step 6: Closing

Please feel free to contact us at any time if you have any questions about your loan status or next steps in the process.

Ready to learn more?

Review the previous step in the mortgage process.

Learn about the next step in the mortgage process.

Download our Homebuyer’s Guide!